What the dashboard shows
Global risk metrics
At the top of the dashboard, four pills give you a chain-scoped snapshot:
The Systemic Risk Score (0–100 gauge) is a TVL-weighted composite of five signals: rate volatility, utilization stress, liquidation clustering, liquidity concentration, and oracle dependency. A score above 65 indicates multiple components are co-flagging, proceed with caution.
The Protocol Heat score reflects Morpho lending activity sentiment on the connected chain, while the external Fear & Greed widget shows broader crypto market sentiment from alternative.me.
Per-market risk parameters
Select any market to drill down into:- 30-day APY Trend / Stability — sparkline of borrow APY over the trailing 30 days
- Liquidation Map/ Clusters — groups of borrowers stacked near the same liquidation threshold
- Oracle Risk — how trustworthy is an Oracle
- Liquidity Depth — how much liquidity is available to be borrowed and withdrawn
- Borrower Health Factors — live health factor distribution across all open positions
- Stress Zone % — share of borrowers with health factor below 1.5
- Liquidation Penalty (LIF) — the bonus liquidators receive; derived from LLTV
- Realized Bad Debt — cumulative debt written off and socialized to lenders
- Unrealized Bad Debt — currently underwater positions not yet written off
Risk tier classification
Every market receives one of three risk tiers based on LLTV, TVL, and market age:Actionable insights
The dashboard surfaces up to 5 ranked insights, warnings about borrow pressure, forming liquidation clusters, oracle concentration risk, APY anomalies, and safer market alternatives. Critical insights are flagged prominently.How to use the dashboard
- Check the Systemic Risk Score before supplying or borrowing. A score above 65 means multiple risk signals are elevated.
- Review the Flagged TVL banner to see what share of chain liquidity sits in Medium or High risk markets.
- Select a market to inspect its per-market signals before committing capital.
- Read Actionable Insights for specific warnings about markets you’re considering.