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All of your activity, supplied assets, active borrows, vault deposits, and overall health, is visible from the portfolio dashboard. Keeping an eye on your positions, particularly your health factor, helps you avoid liquidation and make informed decisions when market conditions change.

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Viewing your portfolio

Open Dashboard from the main navigation. The page is organized into three sections:
  • Vaults — your vault deposits and current share value
  • Deposits — assets you’ve deposited into lending markets, both collateral and loan assets, with current APY and accrued interest
  • Borrows — active loans, outstanding debt balances, and the borrow APY for each
  • Activity — Your full on-chain activity
Monitor your health factor closely during volatile market conditions. A sudden drop in collateral value can push your health factor toward 1.0 faster than expected. Check your dashboard regularly and act before the threshold is reached.

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Adding collateral to improve your health factor

If your health factor is lower than you’d like, the fastest fix is to supply more collateral:
  1. Go to a specific market and select an asset you hold.
  2. Click supply and deposit additional funds.
  3. Your health factor updates immediately once the transaction confirms.
Adding collateral increases the value backing your loan, raising your health factor without requiring you to repay any debt.

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Repaying part or all of a loan

Repaying debt reduces your outstanding balance and directly improves your health factor:
  1. In the Dashboard page, find the loan under Borrowed.
  2. Click Repay on the market page.
  3. Enter the amount to repay, or click Max to repay the full balance, including all accrued interest.
  4. Approve the token spend if prompted, then confirm the transaction.
If collateral prices are falling during a market dip, repaying a portion of your debt is often faster and cheaper than waiting for the market to recover. Reducing debt now lowers your liquidation risk and buys time.

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Adjusting your borrow amount

To increase your borrow: Go to a Market, select the loan asset, click Borrow, and enter the additional amount. Your health factor will update in the modal before you confirm. To decrease your borrow: Use the Repay flow described above. Partial repayments are fully supported, you don’t have to repay the full loan at once.

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Vault positions and compounding

Vault earnings compound automatically, no action is required. Your vault share value increases continuously as the vault reinvests its yield. You can check your current vault position and accrued value at any time in the Vaults section of your portfolio. There are no reward tokens to claim. The compounding is reflected in the growing value of your shares.
External tools read on-chain data and may have a short delay compared to what you see in the Dynamo UI. Always verify your current health factor directly on the dashboard before taking action.