# Dynamo Finance

## Docs

- [Collateral and LTV](https://docs.dynamo.finance/concepts/collateral-and-ltv.md): Learn how collateral works, how loan-to-value ratios determine your borrowing power, and how to keep your position safe from liquidation.
- [Interest Rates](https://docs.dynamo.finance/concepts/interest-rates.md): Understand how markets calculate supply and borrow APY from market utilization, why rates change over time, and how to find the best rate for your strategy.
- [Liquidations](https://docs.dynamo.finance/concepts/liquidations.md): Learn what triggers a liquidation, how the liquidation penalty works, and the steps you can take to protect your position before it happens.
- [Markets](https://docs.dynamo.finance/concepts/markets.md): Learn how isolated lending markets connect suppliers and borrowers, how interest rates are set by utilization, and how to evaluate markets safely.
- [Position Management](https://docs.dynamo.finance/concepts/position-managament.md): Track your supplied assets, active borrows, vault deposits, and health factor, and learn how to adjust positions to stay safe during market volatility.
- [Rewards](https://docs.dynamo.finance/concepts/rewards.md): Earn multiple reward streams on Dynamo, native MORPHO token emissions, Dynamo-specific incentives, and third-party curator rewards, on top of base lending yield.
- [Security](https://docs.dynamo.finance/concepts/security.md): Understand how Morpho's non-custodial design, audited smart contracts, and risk parameters protect your assets, and what risks remain inherent to DeFi.
- [Vaults](https://docs.dynamo.finance/concepts/vaults.md): Discover how vaults automatically move your deposits across the highest-yielding markets to maximize APY without manual rebalancing.
- [Liquidation Risk](https://docs.dynamo.finance/features/liquidation-risk.md): How Dynamo visualizes your risk of liquidation based on collateral price movements.
- [Risk Rating](https://docs.dynamo.finance/features/risk-rating.md): How Dynamo assigns Low, Medium, and High risk tiers to markets and vaults based on on-chain data.
- [Safety Margin](https://docs.dynamo.finance/features/safety-margin.md): A synthetic LTV that lets you borrow more conservatively than Morpho's LLTV.
- [Market Fees](https://docs.dynamo.finance/fees/market-fees.md): How deposit fees work for Loan assets in Morpho markets when using the Dynamo interface, the current fee switch status, and how fees are distributed.
- [Fees Overview](https://docs.dynamo.finance/fees/overview.md): A plain-English summary of every fee a user might pay on Dynamo, who receives each fee, and how fees are deducted. No hidden fees beyond what is documented here.
- [Vault Fees](https://docs.dynamo.finance/fees/vault-fees.md): How performance and management fees work in vaults, who collects them, example calculations, and how to find the fees for a specific vault.
- [Dynamo vs. Morpho](https://docs.dynamo.finance/get-started/dynamo-vs-morpho.md): A side-by-side comparison of Dynamo Finance and Morpho.org, what they share, and what Dynamo adds on top.
- [FAQ](https://docs.dynamo.finance/get-started/faq.md): Frequently asked questions about getting started with Dynamo Finance, what it is, how it relates to Morpho, what wallets are supported, and more.
- [How It Works](https://docs.dynamo.finance/get-started/how-it-works.md): A complete walkthrough of how Dynamo Finance works, from connecting your wallet to supplying, borrowing, and earning through vaults.
- [Quickstart](https://docs.dynamo.finance/get-started/quickstart.md): Connect your wallet, choose a market or vault, and make your first deposit on Dynamo Finance in minutes, no registration or KYC required.
- [Wallet Permissions](https://docs.dynamo.finance/get-started/wallet-permissions.md): Learn what you authorize when you connect your wallet, approve tokens, or sign transactions on Dynamo Finance.
- [What Is Dynamo Finance?](https://docs.dynamo.finance/get-started/what-is-dynamo-finance.md): Dynamo Finance is a web3 lending market built on Morpho smart contracts, supercharged with advanced tools, automation, and additional rewards.
- [What is Morpho?](https://docs.dynamo.finance/get-started/what-is-morpho.md): Dynamo is built on Morpho's audited smart contracts — learn about Morpho Blue, MetaMorpho vaults, the bundler, and where to verify the underlying protocol layer.
- [Delegation](https://docs.dynamo.finance/governance/delegation.md): How token holders can delegate their MORPHO voting power to Dynamo DAO, why delegation matters, and how to find or become a delegate.
- [Dynamo Governance](https://docs.dynamo.finance/governance/dynamo-governance.md): How Dynamo's platform is governed, the current model, what decisions are in scope, and the path toward progressive decentralization.
- [Morpho Governance](https://docs.dynamo.finance/governance/morpho-governance.md): How Morpho DAO governs protocol-level parameters, how the MORPHO token works, and how Dynamo participates as a SubDAO providing risk analytics and delegated votes.
- [Governance Overview](https://docs.dynamo.finance/governance/overview.md): Dynamo operates as a SubDAO within the Morpho ecosystem. Learn how Dynamo's platform governance and Morpho DAO governance interact, and where DYNAMO token holders have influence.
- [Proposals](https://docs.dynamo.finance/governance/proposals.md): Full lifecycle of a Dynamo governance proposal: draft, discussion, on-chain vote, and execution. Learn how to submit a proposal and where to participate.
- [Treasury](https://docs.dynamo.finance/governance/treasury.md): How the Dynamo DAO treasury is funded, what it holds, and how spending decisions are made and executed via governance.
- [Voting](https://docs.dynamo.finance/governance/voting.md): Step-by-step guide to casting a vote on a Dynamo governance proposal, including voting power calculation, delegation, and how to vote via Snapshot.
- [Legal Overview](https://docs.dynamo.finance/legal.md): Legal overview for Dynamo Finance
- [AML Policy](https://docs.dynamo.finance/legal/aml-policy.md): Dynamo Finance's approach to anti-money-laundering compliance: wallet screening, geographic restrictions, and flagged address handling.
- [Cookie Policy](https://docs.dynamo.finance/legal/cookie-policy.md): Cookies and tracking technologies used on dynamo.finance, their purpose, duration, and how to opt out.
- [Privacy Policy](https://docs.dynamo.finance/legal/privacy-policy.md): How Dynamo Finance collects, uses, retains, and protects your data, and your rights under applicable privacy laws.
- [Risk Disclaimer](https://docs.dynamo.finance/legal/risk-disclaimer.md): Material risks of using Dynamo Finance and the Morpho Blue protocol, including smart contract, oracle, liquidation, market, and regulatory risks.
- [Terms Of Service](https://docs.dynamo.finance/legal/terms-of-service.md): The binding agreement between users and Dynamo Finance, permitted use, prohibited activities, liability disclaimers, governing law, and dispute resolution.
- [Brand Assets](https://docs.dynamo.finance/resources/brand-assets.md): Download official Dynamo Finance brand assets for use in articles, integrations, partnerships, and media coverage. Please follow the usage guidelines below.
- [Glossary](https://docs.dynamo.finance/resources/glossary.md): Alphabetical definitions of key terms used across Dynamo Finance and Morpho.
- [Risk Dashboard Methodology](https://docs.dynamo.finance/risk-dashboard/methodology.md): Every score, tier, and formula on the Risk Dashboard, broken down with formulas, thresholds, and data sources.
- [Risk Dashboard Overview](https://docs.dynamo.finance/risk-dashboard/overview.md): A live risk monitoring dashboard surfacing global and per-market risk parameters pulled directly from the Morpho protocol — your go-to reference for understanding market health and exposure on Dynamo.
- [Multisig](https://docs.dynamo.finance/security/multisig.md): All privileged roles in Dynamo's contracts and infrastructure: owner addresses, multisig signers, and what actions each role can perform.
- [Token Overview (Soon)](https://docs.dynamo.finance/token/overview.md): An introduction to the Dynamo token: what it is, how it's used on the platform, supported chains, and its LayerZero OFT design.
- [Tokenomics (Soon)](https://docs.dynamo.finance/token/tokenomics.md): DYNAMO token supply, distribution breakdown, vesting schedules, non-inflationary design, and token utility including governance and real yield.
- [Overview (Soon)](https://docs.dynamo.finance/vaults/overview.md): Dynamo Vaults are community-run, DAO-governed vaults with transparent allocation methodology, and whitelisted markets.
- [Whitelisted Markets (Soon)](https://docs.dynamo.finance/vaults/whitelisted-markets.md): How the Dynamo DAO whitelists Morpho markets for Dynamo Vaults, and which markets are currently approved on each supported chain.

## OpenAPI Specs

- [openapi](https://docs.dynamo.finance/api-reference/openapi.json)