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Morpho vaults charge two types of fees at the vault level. Both are taken from returns or AUM, never from your principal deposit. Fee rates vary by vault and curator.

Performance fee

The performance fee is a percentage of the yield earned by your vault position. It is taken by the vault curator.
  • Who pays: Vault depositors (deducted from yield, not principal).
  • Who receives: The vault curator. For Dynamo-curated vaults, this is the Dynamo DAO.
  • When it is taken: At the point yield is realized or accrued.

Example calculation

You have $10,000 deposited in a vault earning 10% APY. The vault has a 15% performance fee.
  • Gross yield over 1 year: $1,000
  • Performance fee (15%): $150
  • Net yield to you: $850 (8.5% net APY)

Management fee

The management fee is an annualized percentage of your assets under management (AUM), accrued continuously in real time. It is charged by the vault curator.
  • Who pays: Vault depositors (accrued from the vault’s AUM).
  • Who receives: The vault curator. For Dynamo-curated vaults, this is the Dynamo DAO.
  • How it accrues: Continuously, block by block, based on your current vault balance.

Example calculation

You have $10,000 deposited in a vault with a 1% annual management fee.
  • Annual management fee: $100
  • Monthly equivalent: ~$8.33
  • Daily equivalent: ~$0.27
This fee is deducted from your vault position continuously, you will see your vault share value reflect this cost over time.

Combined fee example

VariableValue
Deposit amount$10,000
Gross vault APY10%
Performance fee15%
Management fee1%
Gross yield (1 year)$1,000
Performance fee cost$150
Management fee cost$100
Net yield to depositor$750
Net APY7.5%
The APY displayed in the Dynamo app is the net APY after all vault fees are applied. You do not need to manually subtract fees from the displayed rate.

Fees vary by vault and curator

Not all vaults have the same fee structure. Vaults created by different curators may set different performance and management fee rates, or may charge only one of the two.
Always review the vault detail page before depositing. The fee schedule (performance %, management %, and the curator) is displayed there.

Frequently asked questions

No. The performance fee is taken from yield only, which means it reduces the growth of your position over time, but it cannot take your principal below your original deposit (before any yield has been earned).
Vault fees are set by the curator at the time the vault is created or updated. For Dynamo DAO–curated vaults, fee changes require a governance vote.
Fee parameters can be updated by the curator within limits set at vault creation. Any material change would be subject to governance for Dynamo-curated vaults and would be communicated in advance.
A curator is the entity responsible for managing a vault’s strategy, choosing which markets to allocate to, setting risk parameters, and collecting fees.