Quickstart
Connect a wallet and make your first deposit in minutes.
What is Dynamo Finance?
Learn what Dynamo is, how it relates to Morpho.
How it works
A walkthrough of supplying, borrowing, and earning.
Dynamo vs. Morpho
A side-by-side comparison of what each platform offers.
Why Dynamo
- Built on Morpho — every market and vault you interact with lives on Morpho’s immutable, audited smart contracts.
- Non-custodial — your funds are held by smart contracts, never by Dynamo. Only you can withdraw them.
- Curated Morpho vaults — community-managed yield strategies on top of MetaMorpho. See Vaults.
- Advanced tooling — the Risk Dashboard, Risk Rating, Safety Margin, and Liquidation Risk views give you visibility you won’t find on Morpho.org.
- Native rewards — earn the Dynamo token on top of base lending yield through reward campaigns.
- SubDAO governance — Dynamo aggregates community voting power to actively steer Morpho governance.
- Permissionless — no account, email, or KYC. A Web3 wallet is all you need.
Start here
Supply assets
Deposit into an isolated lending market or a vault and start earning yield, paid by borrowers.
Borrow against collateral
Unlock liquidity from your holdings. Understand LTV, LLTV, and your health factor before you borrow.
Earn with vaults
Deposit once and let community-curated vaults allocate across the highest-yielding markets.
Manage your positions
Track supplied assets, borrows, vault deposits, and your health factor from a single dashboard.
Core concepts
Understand the building blocks of the protocol.Markets
How lending markets connect suppliers and borrowers, and the parameters that govern them.
Vaults
How MetaMorpho vaults allocate deposits across markets to maximize blended yield.
Interest rates
How supply and borrow APYs are driven by utilization, updated in real time.
Collateral & LTV
How collateral, LLTV, and health factor determine your borrowing power.
Liquidations
What triggers a liquidation, the penalty, and how to protect your position.
Rewards
MORPHO emissions, Dynamo vault incentives, and extra curator rewards
Risk & safety
DeFi carries real risk. Dynamo gives you the data to manage it.Risk Dashboard
Global and per-market risk signals across every chain Dynamo supports.
Risk Rating
Objective Low / Medium / High risk tiers for every Morpho market and vault.
Safety Margin
Set a conservative target LTV and keep automatic discipline on your borrow positions.
Liquidation Risk
See exactly how far your collateral price can fall before you become liquidatable.
Security overview
How Dynamo’s non-custodial design and audited contracts protect you.
Risk disclaimer
Material risks explained of using Dynamo and the Morpho Blue protocol.
Governance & token
Dynamo is a SubDAO with a real seat at Morpho’s governance table.Governance overview
How Dynamo’s SubDAO governance interacts with Morpho.
Dynamo governance
The current model: off-chain discussion plus on-chain signaling.
Morpho governance
How Dynamo participates in Morpho DAO decisions.
Dynamo token
Tokenomics, supply, and how the Dynamo token is used.
Guides & resources
Fees
How market fees and vault fees work and how they are split.
FAQ
Quick answers to the most common questions about Dynamo.
Glossary
Definitions for every Dynamo-specific term used across the docs.
Brand assets
Logos, colors, and usage guidelines for brand assets.
Ready to start? Open the app at dynamo.finance and follow the Quickstart.